Guides

Guides

Loans
How you can pay for a car
Should you buy your new wheels with cash or car finance? We go through your options
Energy
Get smart about energy saving
Get smart about your energy bill. Take a look at the financial help you can get, plus what you can d...
Free Credit Report
Your credit score explained
Read this to find out why a secret number can influence everything from your mobile phone contract t...
Money
How to get help with household bills and other expenses during coronavirus
What to do if you're struggling to pay for household bills because of coronavirus, and how to reduce...
Loans
Featured
Getting a loan with bad credit
What is a Bad Credit Loan? Bad credit loans is a catch-all term for a wide range of loans aimed at p...
Money
What to do if your income or work has changed during the coronavirus crisis
We’re on a mission to help everyone move on up to a better financial future, so we’ve put together t...
Money
Rent: how to get the help you need
How to get help with rent payments during coronavirus
Money
Coronavirus and overdrafts: everything you need to know
Yes you can use it. But, if you are struggling to pay off your overdraft, there are some new measure...
Money
Car Insurance
Organising your car finance, insurance, and MOT during coronavirus
A guide with advice on car finance, insurance, and MOT during coronavirus.
Credit Cards
How to get help with credit card payments during coronavirus
If you are in this situation, contact your bank or lender as soon as possible.
Credit Cards
How to choose the right credit card
The best credit card for you will depend on what you want to use it for. For example, whether you wa...
Mortgages
The Shared Ownership Scheme
In an attempt to help more people get onto the property ladder, the Government has instituted a seri...
Credit Cards
Why use a purchase card?
Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re goin...
Free Credit Report
How to check your credit score
How do you check your credit score? Well, a good place to start is with your TotallyMoney Free Credi...
Free Credit Report
What is a good credit score?
What is a good credit score? You’re not going to like this: there’s no simple number to indicate wha...
Free Credit Report
What is a credit score?
What is a credit score? A credit score is a number given to you by a credit reference agency. There ...
Free Credit Report
What is a credit check?
What is a credit check? It’s best to start with your credit file when it comes to understanding cred...
Free Credit Report
My credit report: an introduction
What is my credit report? Before we get into what a credit report is, it’s useful to know the differ...
Free Credit Report
Improving credit: 5 things you need to know
1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, yo...
Free Credit Report
Turned down for credit? Here’s what to do
Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop appl...